ApolloSRMApolloSRM

The moat

The scariest math in your building is the part we're proudest of.

R2T4, LDA, SAP, 90/10, gainful employment, the calculations that decide whether a career school keeps its funding, and the ones most often reconstructed by hand under deadline. ApolloSRM computes them continuously, on one record, and shows the work the way a program reviewer reads it.

Why this is a moat, not a feature

Most platforms treat Title IV math as an output to be assembled before an audit. The numbers live in different systems, so they're reconstructed in spreadsheets the week of the visit, which is precisely where findings are born. ApolloSRM inverts that: because the attendance a teacher takes is the attendance the compliance engine reads, the math is computed continuously from the live record, with every figure traceable to its source. There is nothing to reconcile, and nothing to reconstruct.

The four calculations we obsess over

R2T4 & LDA

Return of Title IV computed from the last date of attendance that already lives on the record, clock-hour or credit-hour, with the cumulative-method change handled for July 1, 2026. Every step shown.

SAP

Satisfactory Academic Progress, GPA, pace, and max-timeframe, evaluated on a schedule, with appeals and probation tracked, by the same engine the early-warning system reads.

Gainful employment & outcomes

Verified placement and earnings on the same record as the cost that produced them, so debt-to-earnings and earnings-premium figures are receipts, not a spring survey.

Financial responsibility

Ledger, R2T4, and the inputs to 90/10 and cohort-default monitoring on one record, so the numbers a reviewer asks for reconcile by construction.

See the math the way a reviewer will.

Our free R2T4 calculator shows every step of a Return calculation, % completed, earned, unearned, school vs student return. It's the moat, made touchable.

Open the R2T4 calculator →

Bring us your worst withdrawal case

The most confident thing a compliance platform can say is “send us your nastiest scenario and we'll show the math live.” That's the demo. No hand-waving, no black box, just the calculation, step by step, with the rule each step applies. If you can defend it in front of a reviewer, we built it right.

Frequently asked

What is R2T4, and why does it matter so much?

Return of Title IV is the calculation that determines how much federal aid a school must return when a student withdraws. It is the single most common program-review finding, because it is usually reconstructed by hand under deadline. ApolloSRM computes it continuously from the last date of attendance already on the record, with every step shown.

How does ApolloSRM evaluate Satisfactory Academic Progress?

It evaluates GPA, pace, and maximum timeframe on a schedule, tracks appeals and probation, and feeds the same result into the early-warning system, so a student trending toward a SAP failure is visible weeks before the evaluation rather than at it.

Can it produce gainful-employment and 90/10 figures on demand?

Yes. Verified placement and earnings live on the same record as the cost that produced them, so debt-to-earnings, earnings-premium, and the inputs to 90/10 and cohort-default monitoring are computed from the live record instead of assembled in a spring survey.

What does “shows the work” actually mean?

Every calculation displays each step the way a program reviewer reads it: percentage completed, earned, unearned, and school versus student return. There is no opaque score standing between you and a number you have to defend.

Defend every number.

The Title IV Moat: R2T4, LDA, SAP, and Gainful Employment, With the Math Shown · ApolloSRM